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# Environmental Risk Innovations

Environmental Risk Management Solutions for Commercial Lenders

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## Posts

- [ERI's Property Condition Assessments Reviews Support Informed Lending Decisions](https://eriskinnovations.com/eris-property-condition-assessments-reviews-support-informed-lending-decisions/) - When it comes to commercial real estate transactions—be it acquisitions, refinancing, or lending—understanding the physical condition of a property is paramount. This is where a Property Condition Assessment (PCA) comes into play. But not all PCAs are created equal. For financial institutions, ensuring that these assessments are thorough, compliant, and accurately reflect potential costs is
- [The SEC’s Rule on Climate-Related Disclosures is Paused:  What Effect Does That Have on U.S. Financial Institutions?](https://eriskinnovations.com/the-secs-rule-on-climate-related-disclosures-is-paused-what-effect-does-that-have-on-u-s-financial-institutions/) - [et_pb_section][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Welcome back to our blog series on Banks, Borrowers and Climate Change. On March 6, 2024, the Securities and Exchange Commission (SEC) announced it had “adopted rules to enhance and standardize climate-related disclosures by public companies and in public offerings.” Despite the fact that the ruling was a much less rigorous version of what
- [UST Closure Reports: Risks and Documentation Challenges](https://eriskinnovations.com/ust-closure-reports-risks-and-documentation-challenges/) - The use of underground storage tanks (USTs) for storing petroleum products and other chemicals has been a common practice to enhance site operations.
- [The SEC Targets Financed Emissions: Banks, Borrowers and Climate Change](https://eriskinnovations.com/the-sec-targets-financed-emissions-banks-borrowers-and-climate-change/) - As climate change becomes an increasing risk to financial stability—whether from natural disasters such as hurricanes, rising sea levels and wildfires, or to corporations from increased costs associated with transition to a lower-carbon economy—financial institutions are exploring ways to integrate this segment of risk management into their operations. This initiative is being driven by a
- [Partnership for Carbon Accounting Financials Standard Part B: Facilitated Emissions](https://eriskinnovations.com/partnership-for-carbon-accounting-financials-standard-part-b-facilitated-emissions/) - Welcome back to our blog series on Banks, Borrowers, and Climate Change. Today we will be returning to the PCAF Global Accounting and Reporting Standard by taking a closer look at Part B: Facilitated Emissions and what it means for financial institutions and reporting requirements. Part B of the PCAF standard focuses on "facilitated emissions,"
- [Banks, Borrowers and Climate Change: How Disclosure of GHG Emissions Will Impact the Lending Process for Publicly Traded Corporations](https://eriskinnovations.com/banks-borrowers-and-climate-change-how-disclosure-of-ghg-emissions-will-impact-the-lending-process-for-publicly-traded-corporations/) - The EI Group, in collaboration with Environmental Risk Innovations (ERI), recently launched a joint blog series which outlines the impact of the SEC’s proposed climate disclosure rule, which will require all public corporations, including banks, to disclose their direct and indirect GHG emissions. For manufacturers, carbon emissions are generally those resulting from the products they produce
- [Climate Action in Financial Institutions Initiative: Inspiration for the PCAF Global Accounting and Reporting](https://eriskinnovations.com/climate-action-in-financial-institutions-initiative-inspiration-for-the-pcaf-global-accounting-and-reporting/) - Welcome back to our Banks, Borrowers, and Climate Change series! In case you missed our introduction to the series, you can read it here. Our first blog in the series, "Banks, Borrowers and Climate Change: How Disclosure of GHG Emissions Will Impact the Lending Process for Public Corporations” is also available. The bottom line: The SEC will require public companies, including
- [Banks, Borrowers and Climate Change: An Overview of the PCAF Global Accounting and Reporting Standard](https://eriskinnovations.com/banks-borrowers-and-climate-change-an-overview-of-the-pcaf-global-accounting-and-reporting-standard/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text admin_label=”Text” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” theme_builder_area=”post_content”] Welcome back to our Banks, Borrowers, and Climate Change series! In case you missed our introduction to the series, you can read it here. Our first blog in the series, “Banks, Borrowers and Climate
- [Banks, Borrowers and Climate Change: The SEC Releases its Rule on Climate Disclosure: Potential Impacts to Your Business](https://eriskinnovations.com/banks-borrowers-and-climate-change-the-sec-releases-its-rule-on-climate-disclosure-potential-impacts-to-your-business/) - The EI Group and ERI began a joint blog series in January titled, "Banks, Borrowers, and Climate Change" that focuses on the Securities and Exchange Commission (SEC) and financed emissions. We have explored a number of areas related to this topic so far: How Disclosure of GHG Emissions Will Impact the Lending Process for Publicly Traded Corporations; Climate Action
- [ERI Unveiled: A Playful Peek Behind the Environmental Risk Management Curtain](https://eriskinnovations.com/eri-unveiled-a-playful-peek-behind-the-environmental-risk-management-curtain/) - In the realm of environmental risk management, ERI refuses to be confined to the dull stereotypes often associated with the industry. Take a trip down memory lane to the hilarious Hollywood Squares: ERI edition, a five-year-old video that not only showcased the company's lighter side but continues to embody the spirit of ERI today. Picture
- [ERI at 20: Providing Tailored Environmental Risk Management Solutions](https://eriskinnovations.com/eri-at-20-providing-tailored-environmental-risk-management-solutions/) - Two Decades of Innovation, Collaboration, and Excellence in Tailored Environmental Risk Management Solutions In commemorating two decades of groundbreaking Environmental Risk Innovation (ERI), we proudly stand as trailblazers in environmental risk management, shaping tailored solutions for banking clients nationwide. History Founded in 1999 by Greg Lathan, ERI emerged as a pioneer in third-party environmental risk
- [Effortless Environmental Engagement with ERI](https://eriskinnovations.com/effortless-environmental-engagement/) - While we at Environmental Risk Innovations (ERI) are in the environmental consulting business, we are also in the customer service business, which is why we strive to make it easy for people to communicate with us. Whether you have an environmental report you want reviewed, or you are just looking for some guidance, there are many
- [Phase I ASTM Standard and the EPA Final Rule](https://eriskinnovations.com/phase-i-astm-standard-and-the-epa-final-rule/) - On December 15, 2022, the United States Environmental Protection Agency (US EPA) issued the final rule that amended the All Appropriate Inquiries (AAI) Rule to reference ASTM E1527-21 Standard Practice for Environmental Site Assessments: Phase I Environmental Site Assessment Process, with an effective date of February 13, 2023. This change allows for the current ASTM Phase
- [New Changes to the SBA SOP](https://eriskinnovations.com/new-changes-to-the-sba-sop/) - The U.S. Small Business Administration (SBA) has released a new Standard Operating Procedure (SOP) for 7(a) and 504 Loan Programs that will become effective August 1, 2023. The new SOP, referenced as SOP 50 10 7 for Lender and Development Company Loan Programs, will apply to all applications received by the SBA on or after
- [Rapid, Affordable … Environmental Screen](https://eriskinnovations.com/rapid-affordable-environmental-screen/) - In 2017, to meet the needs of ERI’s clients for a rapid, cost-effective environmental review for smaller commercial loans, ERI developed the Environmental Screen. Six years later, due to demand by several clients for an enhanced version of our original Environmental Screen, we developed the Environmental Screen Plus. Both the Environmental Screen and Environmental Screen Plus include
- [Chip Padgett Retires from ERI after 18 years](https://eriskinnovations.com/chip-padgett-retires-from-eri-after-18-years/) - The Environmental Risk Management (ERI) team saw one of its members sail into the sunset when long-time employee Chip Padgett officially retired on June 30th, 2023. Before we let him go, however, the team marked this special occasion by gathering at Suffolk Punch Brewing in South Charlotte. Chip embarked on his journey with ERI 18
- [Receive ERI’s Updated SBA Flowchart: Amended to Reflect the Current SBA SOP](https://eriskinnovations.com/receive-eris-updated-sba-flowchart-amended-to-reflect-the-current-sba-sop/) - ERI has revised its SBA Flowchart to reflect the current SBA SOP (SOP 50 10 6, Oct. 1, 2020). If you would like to replace your existing ERI SBA flowchart with an updated version, we will be glad to send you the one below. In addition to providing the level of environmental due diligence required
- [Business as Usual: ERI Delivers Service Consistency During the COVID-19 Pandemic](https://eriskinnovations.com/business-as-usual-eri-delivers-service-consistency-during-the-covid-19-pandemic/) - It has been “business as usual” at ERI throughout the COVID-19 pandemic. Although ERI’s motto has always been “collaboration under one roof,” we began developing the IT and communications infrastructure to enable our staff to effectively serve our clients remotely over 15 years ago. As a result, when our Governor mandated prudent social distancing and
- [COVID-19 and Phase I Limitations](https://eriskinnovations.com/covid-19-and-phase-i-limitations/) - COVID-19 has affected our world in so many ways, including how environmental assessments are completed. The Phase I Environmental Site Assessment (ESA) process, as described in the American Society for Testing and Materials (ASTM) E 1527 Standard Practice for Phase I ESAs, involves the collection of historical, regulatory and property information from various sources that may
- [SBA SOP Changes – Effective January 1, 2018](https://eriskinnovations.com/sba-sop-changes-effective-january-1-2018/) - Effective January 1, 2018, the Small Business Administration (SBA) updated the Standard Operating Procedures SOP 50 10 5 (J) for Lender and Development Loan Programs. In addition to changes incorporated in ERI’s Records Search with Risk Assessment (RSRA) and desktop review products, ERI’s staff will also ensure our clients are meeting other procedural guidelines outlined in
- [Underground Storage Tanks: Regulations, Requirements and Expectations](https://eriskinnovations.com/underground-storage-tanks-regulations-requirements-and-expectations/) - UST Regulatory History In 1984, Congress directed the United States Environmental Protection Agency (EPA) to develop regulations for Underground Storage Tanks (UST) containing petroleum. The EPA issued federal regulations, effective December 1988, that delegated UST regulatory authority to State Program Approval (SPA). State UST regulatory programs were required to meet federal UST regulations; however, many
- [Considering Lending on a Dry Cleaner?](https://eriskinnovations.com/considering-lending-on-a-dry-cleaner/) - Perchloroethylene (PCE), a chlorinated solvent, has been used in the dry-cleaning industry since the 1930s. A small amount of this “likely human carcinogen” released to the subsurface can impact soil and groundwater, and migration of vapors associated with a release can result in indoor air quality issues. With approximately 85% of dry cleaners nationwide still
- [RSRAs and TSAs – The Similarities and Differences](https://eriskinnovations.com/rsras-and-tsas-the-similarities-and-differences/) - Depending on the potential risk profile of a commercial property, Environmental Risk Managers realize that a Phase I Environmental Assessment (ESA) may not be necessary for all commercial properties targeted for commercial loans. In these cases, environmental risk can be adequately assessed by employing alternative due diligence products, which require less effort and associated cost.
- [Dry Cleaning Alternatives – How “Green” is Green?](https://eriskinnovations.com/dry-cleaning-alternatives-how-green-is-green/) - The use of chemical agents for cleaning clothes dates back to the 1690s, when turpentine was used to remove oil and grease spots from clothing. In the 1800s, mechanical cleaning machines were introduced that used turpentine, camphor oil, kerosene naphtha or white gasoline. Once cleaned, the clothes were hung to dry as the chemical volatilized.
- [SBA Gas Station Loans](https://eriskinnovations.com/sba-gas-station-loans/) - In order to identify and mitigate the environmental risks associated with gas station loans, the U.S. Small Business Administration (SBA) has developed guidelines that loan applicants must follow during the application process. The SBA requires that the Environmental Investigation for a Gas Station loan include: A Phase I Environmental Site Assessment A review and analysis
- [ERI's Updated SBA Flowchart](https://eriskinnovations.com/eris-updated-sba-flowchart/) - We prioritize keeping you well-informed, and to uphold this commitment, ERI has recently updated our flowchart to incorporate revisions to the U.S. Small Business Administration (SBA) Standard Operating Procedure (SOP) for 7(a) and 504 Loan Programs, which became effective on August 1, 2023. Significant Changes in the New SOP: Additional guidance regarding applicability of the
- [A Climate Risk: The Threat of Saltwater Intrusion](https://eriskinnovations.com/a-climate-risk-the-threat-of-saltwater-intrusion/) - New Orleans and southern Louisiana are not the only places that face the threat of saltwater intrusion. Many other communities across the United States, especially coastal communities, are threatened by saltwater intrusion. Like New Orleans, the rising sea level and higher tides allow sea water to inundate further onto the mainland. These saline flood events
- [More SBA SOP Revisions – Effective November 2023](https://eriskinnovations.com/more-sba-sop-revisions-effective-november-2023/) - Earlier this year, the US Small Business Administration (SBA) released the updated Standard Operating Procedure 50 10 7, effective August 1, 2023. Subsequently, a further refinement, referred to as SOP 50 10 7.1, was issued, becoming effective on November 15, 2023. As a quick recap, SOP 50 10 7 introduced several key changes, including:• Additional

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- [CIBC Order Now Page](https://eriskinnovations.com/cibcorderform/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”http://eriskinnovations.com/wp-content/uploads/2023/12/CIBC-Logo-1024×576-1.png” title_text=”CIBC-Logo-1024×576-1″ _builder_version=”4.24.0″ _module_preset=”default” width=”25%” global_colors_info=”{}”][/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.24.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] CIBC Environmental Review Order Form CIBC Bank USA Order Form CIBC Bank USA Order Form Please complete all required fields and upload any supporting documentation.
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- [Order Now](https://eriskinnovations.com/order/) - [et_pb_section fb_built=”1″ admin_label=”Hero” _builder_version=”4.22.1″ background_color=”rgba(255,255,255,0.46)” background_image=”http://eriskinnovations.com/wp-content/uploads/2023/11/ERI_OrderNow_HeaderB.png” background_position=”bottom_center” background_blend=”overlay” custom_padding=”80px|0px|100px|0px|false|false” top_divider_height_tablet=”” top_divider_height_phone=”” top_divider_height_last_edited=”on|desktop” bottom_divider_style=”asymmetric” bottom_divider_color=”#ffffff” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ custom_padding=”||50px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.22.1″ text_font=”Roboto|300|||||||” text_text_color=”#FFFFFF” header_font=”Roboto|300|||||||” header_text_color=”#26275e” header_font_size=”40px” header_line_height=”1.4em” header_2_font=”Roboto|300|||||||” header_2_text_color=”#FFFFFF” header_2_line_height=”1.2em” max_width=”600px” custom_margin=”||0px||false|false” header_font_size_tablet=”30px” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”] Order Now [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Team Overview” _builder_version=”4.22.1″ custom_margin=”||0px||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”||30px||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row
- [Banks and Borrowers Blog Series](https://eriskinnovations.com/banks-and-borrowers-blog-series/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}”] BANKS, BORROWERS AND CLIMATE CHANGE BLOG SERIES [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blog include_categories=”68″ _builder_version=”4.24.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section]
- [Greg Lathan MPSH President](https://eriskinnovations.com/about/greg-lathan-mpsh-president/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” next_background_color=”#ffffff” admin_label=”Hero” _builder_version=”4.22.1″ background_color=”rgba(255,255,255,0.46)” background_image=”http://eriskinnovations.com/wp-content/uploads/2023/11/ERI_Ldrshp_Header_CnfrncBlr-OPT.png” background_position=”top_center” background_blend=”overlay” z_index=”100″ custom_margin=”||-10px||false|false” custom_padding=”40px||||false|false” custom_padding_tablet=”10px||||false|false” custom_padding_phone=”10px||||false|false” bottom_divider_style=”asymmetric3″ bottom_divider_height=”40%” bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”” bottom_divider_height_phone=”” bottom_divider_height_last_edited=”on|phone” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ module_class=”leadership” _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ disabled_on=”off|off|off” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”http://eriskinnovations.com/wp-content/uploads/2023/09/Greg-Lathan-MPSH-President-1.png” alt=”Greg Lathan MPSH President” title_text=”Greg-Lathan-MPSH-President” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.22.1″ positioning=”relative” z_index=”500″ custom_margin=”||-100px||false|false” border_radii=”on|500px|500px|500px|500px” border_width_all=”20px” border_color_all=”#cae3e8″ box_shadow_style=”preset1″ box_shadow_vertical=”0px” box_shadow_blur=”0px” box_shadow_spread=”20px” box_shadow_color=”#ffffff”
- [Clients](https://eriskinnovations.com/clients/) - [et_pb_section fb_built=”1″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ module_class=” et_pb_row_fullwidth et_pb_row_fullwidth” _builder_version=”4.22.1″ z_index=”0″ width=”100%” width_tablet=”100%” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” max_width_tablet=”100%” max_width_phone=”” max_width_last_edited=”on|desktop” make_fullwidth=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][dica_divi_carousel show_items_desktop=”5″ show_items_mobile=”2″ multislide=”on” transition_duration=”1500″ centermode=”on” loop=”on” autoplay=”on” autoplay_speed=”2300″ advanced_effect=”1″ image_force_fullwidth=”on” image_container_margin=”|||20px|false|false” admin_label=”Representative Banking Clients” _builder_version=”4.23.1″ z_index=”0″ hover_transition_duration=”4000ms” scroll_vertical_motion_enable=”on” scroll_vertical_motion=”0|50|50|100|2|0|0″ scroll_fade_enable=”on” scroll_fade=”0|50|50|100|0|75%|100″ global_colors_info=”{}” theme_builder_area=”post_content”][dica_divi_carouselitem admin_label=”SouthState” button_url_new_window=”1″ image=”http://eriskinnovations.com/wp-content/uploads/2023/09/B-SouthState.png”
- [Terms of Use](https://eriskinnovations.com/terms-of-use/) - [et_pb_section fb_built=”1″ admin_label=”Hero” _builder_version=”4.22.1″ background_color=”#26275e” background_enable_image=”off” background_blend=”multiply” custom_padding=”80px|0px|100px|0px|false|false” top_divider_height_tablet=”” top_divider_height_phone=”” top_divider_height_last_edited=”on|desktop” bottom_divider_style=”asymmetric” bottom_divider_color=”#ffffff” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.22.1″ text_font=”Roboto|300|||||||” text_text_color=”#FFFFFF” header_font=”Roboto|300|||||||” header_text_color=”#FFFFFF” header_font_size=”40px” header_line_height=”1.4em” header_2_font=”Roboto|300|||||||” header_2_text_color=”#FFFFFF” header_2_line_height=”1.2em” max_width=”600px” custom_margin=”||0px||false|false” header_font_size_tablet=”30px” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”] Terms of Use [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text
- [Karen Nelson, PG - Senior Vice President](https://eriskinnovations.com/about/karen-nelson-pg-senior-vice-president/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” next_background_color=”#ffffff” admin_label=”Hero” _builder_version=”4.22.1″ background_color=”rgba(255,255,255,0.46)” background_image=”http://eriskinnovations.com/wp-content/uploads/2023/11/ERI_Ldrshp_Header_CnfrncBlr-OPT.png” background_blend=”overlay” z_index=”100″ custom_margin=”||-1px||false|false” custom_padding=”40px||||false|false” custom_padding_tablet=”10px||||false|false” custom_padding_phone=”10px||||false|false” bottom_divider_style=”asymmetric3″ bottom_divider_height=”40%” bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”” bottom_divider_height_phone=”” bottom_divider_height_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” background_position=”top_center” sticky_enabled=”0″][et_pb_row column_structure=”1_4,3_4″ _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ global_colors_info=”{}” module_class=”leadership” sticky_enabled=”0″][et_pb_column type=”1_4″ disabled_on=”off|off|off” _builder_version=”4.22.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_image src=”http://eriskinnovations.com/wp-content/uploads/2023/09/Karen-Nelson-PG-Senior-VP-1.png” alt=”Karen Nelson PG Senior VP” title_text=”Karen-Nelson-PG-Senior-VP” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.22.1″ positioning=”relative” z_index=”500″ custom_margin=”||-100px||false|false” border_radii=”on|500px|500px|500px|500px”
- [Bill McGuinness, PG - Vice President](https://eriskinnovations.com/about/bill-mcguinness-pg-vice-president/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” next_background_color=”#ffffff” admin_label=”Hero” _builder_version=”4.22.1″ background_color=”rgba(255,255,255,0.46)” background_image=”http://eriskinnovations.com/wp-content/uploads/2023/11/ERI_Ldrshp_Header_CnfrncBlr-OPT.png” background_blend=”overlay” z_index=”100″ custom_margin=”||-1px||false|false” custom_padding=”40px||||false|false” custom_padding_tablet=”10px||||false|false” custom_padding_phone=”10px||||false|false” bottom_divider_style=”asymmetric3″ bottom_divider_height=”40%” bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”” bottom_divider_height_phone=”” bottom_divider_height_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” title_text=”ERI_Ldrshp_Header_CnfrncBlr-OPT” sticky_enabled=”0″ background_position=”top_center”][et_pb_row column_structure=”1_4,3_4″ _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ global_colors_info=”{}” module_class=”leadership” sticky_enabled=”0″][et_pb_column type=”1_4″ disabled_on=”off|off|off” _builder_version=”4.22.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_image src=”http://eriskinnovations.com/wp-content/uploads/2023/09/Bill-McGuinness-PG-VP-1.png” alt=”Bill McGuinness PG VP” title_text=”Bill-McGuinness-PG-VP” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.22.1″ positioning=”relative” z_index=”500″ custom_margin=”||-100px||false|false” border_radii=”on|500px|500px|500px|500px”
- [Keara Vigil - Vice President](https://eriskinnovations.com/about/keara-vigil-vice-president/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” next_background_color=”#ffffff” admin_label=”Hero” _builder_version=”4.22.1″ background_color=”rgba(255,255,255,0.46)” background_image=”http://eriskinnovations.com/wp-content/uploads/2023/11/ERI_Ldrshp_Header_CnfrncBlr-OPT.png” background_blend=”overlay” z_index=”100″ custom_margin=”||-1px||false|false” custom_padding=”40px||||false|false” custom_padding_tablet=”10px||||false|false” custom_padding_phone=”10px||||false|false” bottom_divider_style=”asymmetric3″ bottom_divider_height=”40%” bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”” bottom_divider_height_phone=”” bottom_divider_height_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” title_text=”ERI_Ldrshp_Header_CnfrncBlr-OPT” sticky_enabled=”0″ background_position=”top_center”][et_pb_row column_structure=”1_4,3_4″ _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ global_colors_info=”{}” module_class=”leadership” sticky_enabled=”0″][et_pb_column type=”1_4″ disabled_on=”off|off|off” _builder_version=”4.22.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_image src=”http://eriskinnovations.com/wp-content/uploads/2023/09/Keara-Vigil-VP.png” alt=”Keara Vigil VP” title_text=”Keara-Vigil-VP” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.22.1″ positioning=”relative” z_index=”500″ custom_margin=”||-100px||false|false” border_radii=”on|500px|500px|500px|500px” border_width_all=”20px”

## Events

- [Triangle RMA Chapter Presents: Appraisal Bias – Fair Housing and Non-Discrimination Webinar](https://eriskinnovations.com/event/triangle-rma-chapter-presents-appraisal-bias-fair-housing-and-non-discrimination-webinar/) - Speaker: Peter Christensen, Attorney and Moderator: Greg Lathan, President of ERI. View Events Website.
- [RMA CAVA Spring Conference, Greenville, NC](https://eriskinnovations.com/event/rma-cava-spring-conference-greenville-nc/) - ERI is a proud sponsor and exhibitor and is also excited to be hosting/sponsoring the Conference Hospitality Suite this year! View Events Website.
- [Environmental Bankers Association Conference, San Diego, CA](https://eriskinnovations.com/event/environmental-bankers-association-conference-san-diego-ca/) - ERI is a proud sponsor and exhibitor at this conference. View Events Website.
- [FIVA (Financial Institution Valuation Advisors) Meeting](https://eriskinnovations.com/event/fiva-financial-institution-valuation-advisors-meeting/) - All-day event with engaging discussions and collaborative insights from your peers.
- [Environmental Bankers Association Conference](https://eriskinnovations.com/event/environmental-bankers-association-conference/) - ERI is a proud sponsor of the EBA’s 4-day Annual Conference
- [RMA Environmental Forum](https://eriskinnovations.com/event/rma-environmental-forum-2/) - ERI is a product sponsor and presenter for this totally virtual event
- [RMA Carolinas; Virginia's Spring Conference](https://eriskinnovations.com/event/rma-carolinas-virginias-spring-conference/) - ERI is a proud sponsor and facilitator/presenter of two breakout sessions
- [RMA Environmental Forum](https://eriskinnovations.com/event/rma-environmental-forum/) - ERI is a proud sponsor and presenter of Best Practices in Environmental Risk Management
- [FIVA](https://eriskinnovations.com/event/fiva/) - ERI is a proud sponsor and presenter of Best Practices in Environmental Risk Management

## Categories

- [Uncategorized](https://eriskinnovations.com/category/uncategorized/)
- [Assessments](https://eriskinnovations.com/category/assessments/)
- [Guides](https://eriskinnovations.com/category/guides/)
- [Interest](https://eriskinnovations.com/category/interest/)
- [SBA](https://eriskinnovations.com/category/sba/)
- [EPA](https://eriskinnovations.com/category/epa/)
- [SEC](https://eriskinnovations.com/category/sec/)
- [Sustainability](https://eriskinnovations.com/category/sustainability/)
- [Banks, Borrowers and Climate Change](https://eriskinnovations.com/category/banks-and-borrowers/)

## Tags

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